The ACOA Business Development Program is designed to help companies set up, expand or modernize. Focusing on small- and medium-sized enterprises, the program offers access to capital in the form of interest-free, unsecured, repayable contributions. Non-profit organizations providing support to the business community may also qualify.

ACOA Seed Capital Program provides loans to start, expand or improve a small business, as well as acquire business skills training. The program has a maximum of $20,000 available per applicant in the form of a repayable, unsecured personal loan with flexible interest and repayment terms. It also has a maximum of $2,000 available per applicant for specialized training and business counselling.

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